Disclaimer

By Purchasing this product you agree that you understand, accept and agree to the following:

1. The purchaser is 18 years of age or older.
2. The information presented on this Internet Website, and in the Purchased Material shall not, in any way shape or form, to be construed as considered to be legal, investment, real estate, accounting, financial planning, insurance or tax advice.
3. Attendant thereto, the Author and Publisher of the information contained in this Internet Website, and the Purchased Material, are not engaged in rendering such legal, accounting, investment, real estate, financial planning, insurance, tax advice or any other professional services.
4. You hereby acknowledge, understand and agree that you have been advised to seek trusted, licensed professionals to render those services.
5. You further hereby acknowledge, understand and agree that the Author and Publisher of the information contained in this Internet Website and the Purchased Material shall have no liability or responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in this Internet Website and the Purchased material.
6. The information, methods and techniques described herein, by the Author and Publisher, are solely based upon their own sources and experiences.  Although some of the information herein may be original to the Author and Publisher, some may also be available elsewhere or publically available.
7. Efforts have been made to keep the information up to date. However, because of fast changing economic circumstances, the information may not reflect any or all changes that are occurring in the areas discussed on the Internet Website and/or in the Purchased Material.
8. Author and Publisher hereby represent and warrant that they have used reasonable efforts to ensure the information contained herein is accurate and correct. However, there may be mistakes in areas of spelling, typography, fact, mathematics, techniques, charts, graphs, methods, plans, or content in general. Therefore, you hereby further acknowledge, understand and agree that you have been advised to use the material as a general guide and not the absolute and final authority on any subject.
9. All plans and methods described on the Internet Website and Purchase Material may not work in any or every case. Each case is unique and individual and may require actions that are not discussed or referenced on the Internet Website and/or in the Purchased Material.  Author and Publisher make no representation(s) that the use or reliance on the advice contained on the Internet Website and/or Purchased Material will work in every case or in your specific case.
10. Upon receipt of the Emergency Foreclosure Relief Kit  e-book after purchase, the product is considered used and is therefore not returnable.
11. Author and Publisher hereby expressly disclaim any and all warranties, including but not limited to warranty of fitness for particular use.
12. You further acknowledge, understand and agree that you have been advised that the use of the information contained on this Internet Website and in the Purchased Material is for education purposes only.  Each person’s and/or entity’s situation is different. Therefore, the material contained herein is intended to help you learn more so you can make the best decisions regarding your particular situation.

Privacy Policy:

US National Housing Authority, (USNHA) is committed to protecting the privacy of our visitor's personally identifiable information. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way your information is used at our site.

What Information We Collect and How We Use It

Personally Identifiable Information
When we collect certain types of personally identifiable information including:

Contact information, such as name, address, e-mail address, and telephone number;

We use this information to process requests for products and services. We also use collected information to communicate with you, such as to notify you (through e-mails and newsletters) about updates to products, to send you order confirmations, or to provide you with important product warranty or safety information.

In addition, we use contact information you provide to respond to your inquiries about our offerings, and to offer you, by means of e-mail or through our newsletter, additional products, programs or services that we believe may be of interest to you. USNHA may, from time to time share Contact information, such as name, address, e-mail address, Credit Card number and telephone number, with some of our third party strategic partners to send offers that may be of interest to you via postal mail, e-mail or phone.

Supplementation of Information
We may, from time to time, supplement the information we collect online with outside records (e.g., information from our Strategic Partners or from wireless providers) to enhance our ability to serve you, to tailor our content to you, and to offer you opportunities to purchase products or services that we believe may be of interest to you.

Sharing of Your information
Agents and contractors who have access to personally identifiable information are required to protect it in a manner that is consistent with this Privacy Notice by, for example, not using the information for any purpose other than to carry out the services they are performing for USNHA.

In addition, if you access USNHA through a third-party site, such as one of our Strategic Partners' sites, we also may need to report certain personally identifiable information (e.g., name, e-mail address, credit card number) back to that Web site. As we explain further below in the section that follows, we will tell you at the point of collection if we will share personally identifiable information with the Strategic Partner through which you access the USNHA service.

In addition, we will share aggregated demographic information with our Strategic Partners. This is not linked to any personally identifiable information.

Our Collection of Personally Identifiable Information Through a Third-party Web Site
To provide you with content and service, we have relationships with many of the best service and content companies. As a result of these relationships, you can access USNHA through a third-party Web site. You can recognize most of the USNHA pages on these third-party sites by looking for the joint branding of USNHA and a third-party company. For example, if you see a logo on the page that says "Powered by USNHA," you are on a co-branded page.

Whenever you provide registration information on a co-branded page, that data may be shared with the third-party site through which you access USNHA If personally identifiable information may be provided to such a third party, we will inform you at the point of collection and provide you with an opportunity to tell us not to share your personally identifiable information. We encourage you to read the privacy policies of such third parties, as this Notice does not cover their use of information.

Non-Personally Identifiable Information
We may collect certain non-personally identifiable information about our visitors when you visit many of our Web pages such as the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using, (e.g., Windows '98 or Mac OS) and the domain name of your Internet service provider (e.g., America Online, Earthlink).

We use the non-personally identifiable information that we collect to improve the design and content of our service pages and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze service usage.

Legal Process/Disclaimer
We may disclose personally identifiable information in response to legal process or when we believe in good faith that the law requires it, for example, in response to a court order, subpoena or a law enforcement agency's request.

Choices/Opt Out
If you prefer not to receive marketing information or wish to fully deactivate your account information from us, simply let us know by sending a letter via certified mail to USNHA, P.O. Box 49727 Los Angeles, CA 90049. Please note that even if you chose to opt out of USNHA marketing, we will continue to send you important service-related communications (e.g., order confirmation or product safety information). However, these are not promotional in nature.

Cookies
To enhance your experience with our site, we use "cookies." Cookies are used by your computer's browser to store your preferences. We use both session and persistent cookies. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at one of our sites.
We use cookies to understand site usage and to improve the content and offerings on our sites. If you set your browser not to accept cookies, you will still be able to use our site.

Links
In addition, our site contains links to other Web sites whose information practices may be different than ours. Our privacy policy does not cover these third parties' use of information. Visitors should consult the other companies' and sites' privacy notices as we have no control over information that is submitted to, or collected by, these third parties.

Security
We have put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online.

All information submitted is protected by our secure server, which automatically encrypts your personally identifiable information so that it cannot be read while traveling over the Internet.
Reviewing Your Information.

If you would like to review and update or correct the personally identifiable information that we have collected from you online, or if no longer wish to continue your service with us, simply send your request via certified mail to US National Housing Authority, P.O. Box 49727 Los Angeles, CA 90049.

To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections.

Notification of Changes
If we are going to use your personally identifiable information in a materially different manner from that stated at the time of collection, we will notify you directly (e.g., via e-mail). You will have a choice as to whether or not we use your information in this different manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our web site notifying users of the change. However, if you have opted out of communication with the site then you will not be contacted, nor will your personal information be used in this new manner.

Contact Us
If you have any questions regarding this statement, or would like more information on our privacy practices, please contact us at: Customer Support: US National Housing Authority, P.O. Box 49727 Los Angeles, CA 90049.